What is hmda information

HMDA data are valuable for many reasons: They can reveal if lenders are adequately serving their neighborhoods, they can help public officials more effectively make decisions about allocating funds and creating policy, and they can help identify trends of possibly discriminatory practices.

But those goals can be accomplished only if the data are accessible as well as available. Whether you choose to examine the details yourself or read the highlights of the findings, you have a variety of options. Do lending trends differ across counties? Do lending trends differ depending on race or income? Mortgage trends. Article about the Mortgage Market Activity and Trends. Download HMDA data data. Get loan-level data for your state or the nation as a whole.

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